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By: Mike from Carmel

In general, this discussion would seem to relevant only insofar as loans are insured with tax payer dollars. GSEs like Fannie and Freddy are part of the reason we have the mess that we do now.

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By: Cecil Powell

I am trying to buy a beautiful home myself here in NW Florida. I make well above a normal two family income, have near perfect credit, and only one vehicle financed. One of the top four major banks are...

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By: Teresa Pitre

Yes, CFPB should produce a QM rule that will assure the lenders whether an individual can repay the loan or not. http://www.toptaxdefenders.com/

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By: Karl

I am a realtor and it appears to me that NAR and the unknown other people don’t remember what caused the last melt down. Prime and Sub-prime loans that were not monitored by the regulators and were...

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By: Fred from pasadena

Could you possibly use any more acronyms in this article? I think that it looks like that was done on purpose by the author! But nearly every article of the NAR, National Association of Realtors,...

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By: Steve Freeman

Karl – Loans to anyone who could breathe? Did any REALTOR working with a buyer client ever bother to do an amortization using “worst case” interest rate changes? Did any REALTOR show their client that...

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By: Regulator Slows Down on Qualified Mortgage Rule | Real Estate News

[...] more about QM and [...]

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By: Aram From Hollywood Hills

Steve – As much as I agree with your point, however you’ve opened a can of warms -I would blame the government, specifically Federal Reserve, they were the ones that cut the red tape. Remember? There...

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